Dependable Mortgage Expert

A Loan Specialist With Over $1 Billion in Personal Fundings

Whether purchasing a new home, refinancing, or applying for a construction loan the most important decision you make when it comes to financing is who will guide you through the ever-changing mortgage universe.  Why risk going with an unseasoned loan advisor that has limited resources.  I have 2 decades of experience, and am backed by a company that has a comprehensive list of of wholesale banks, mortgage bankers, and niche lenders. 

There is a Difference in Loan Originators

It's not just a goal of mine, but a mandate.  Treat customers the way I would wish to be treated.  I've funded a billion dollars almost entirely from referrals from previous satisfied customers, and give 110% to each and every client.   By embracing technology, I can often receive loan approvals within an hour or less.  I have several electronic loan search engines available, allowing me to find the best rate available in the marketplace. 

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Conventional Fannie Mae and Freddie Mac loans up to $729,750, FHA loans up to $729,750, VA loans with zero down, jumbo loan amounts available up to $6 million (I've written over $650 million in jumbo loans), construction loans, home equity credit lines, fixed rate seconds, land loans, stated income loans (limited availability), fantastic fixed rate loans, competitive 3/1, 5/1, 7/1, and 10/1 loans with an interest-only option.

Has your property value decreased to over 80% LTV?

I have access to very competitive government-assisted loan programs with financing up to 105% with no mortgage insurance.  These FNMA DU Refi Plus loans and FHLMC HARP loan programs are priced very aggressively and now is the time to refinance.

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